{"id":1382,"date":"2010-12-15T15:19:13","date_gmt":"2010-12-15T13:19:13","guid":{"rendered":"http:\/\/www.kv.ee\/blog\/?p=1382"},"modified":"2010-12-15T15:35:48","modified_gmt":"2010-12-15T13:35:48","slug":"maja-ehitus-ja-kinnisvara-hind","status":"publish","type":"post","link":"https:\/\/www.kinnisvaraweb.ee\/blog\/maja-ehitus-ja-kinnisvara-hind\/","title":{"rendered":"Maja ehitus ja kinnisvara hind"},"content":{"rendered":"<p>Kinnisvara on nagu iga teinegi kaup, <strong>mille hind kujuneb n\u00f5udluse ja pakkumise tasakaalupunktis<\/strong>. Buumiaastatel oli n\u00f5udlus kinnisvara j\u00e4rele t\u00e4nud pankade lahtikeeratud laenukraanidele suur, samal ajal pakkumine v\u00e4ike. See viis kinnisvara hinna v\u00e4ga kiiresti \u00fclesse. Viimase 3 aastaga on Eestis eramute keskmised pakkumishinnad kukkunud lugu 40-50% ja n\u00fc\u00fcd on hinnad stabiliseerunud.<\/p>\n<p>Kui asutakse oma maja ehitama siis ju \u00f5igustatult hindab majaomanik maja v\u00e4\u00e4rtuseks summa, mis on kulunud maja ehitamiseks. <strong>M\u00f5istlik on siiski kalkuleerida enne oma maja ehitamist, milline on antud piirkonna analoogse kinnisvara hind<\/strong>. Siis ei teki \u00fcllatust, kui tegelik turuv\u00e4\u00e4rtus on majal on hoopis v\u00e4iksem, kui ehitamiseks kulunud summad.<\/p>\n<p>Kui ehitada laenuraha eest, siis pank laenuandjana peab seda ka ise v\u00e4ga t\u00e4pselt silmas. Laenu antakse ainult niipalju kui hindamisakt ja panga laenupoliitika lubab.<\/p>\n<p><strong>T\u00e4na on tekkinud olukord, kus ehitushinnad on alustanud vaikset t\u00f5usu ning samal ajal kinnisvara hinnad veel pole t\u00f5usma hakanud. Sellises olukorras on pea paratamatu, et ehitushind v\u00f5ib kujuneda kokkuv\u00f5ttes veidi kallimaks kui vara turuhind.<\/strong><\/p>\n<p>\u00dcheks v\u00f5imaluseks on <strong>ka t\u00e4na ehitada turuhinnaga maja \u2013 ehitades energias\u00e4\u00e4stliku maja<\/strong>.\u00a0 J\u00e4rjest rohkem hakkavad hinda minema energias\u00e4\u00e4stlikud eramud ning seet\u00f5ttu t\u00e4na sellise maja ehitamine annab kindlasti eelise.<\/p>\n<p>Pole veel kuulda, et pangad energias\u00e4\u00e4stlike eramajade osas kergema k\u00e4ega laenu annaksid, kuid nad v\u00f5iksid seda teha. Riskid panga jaoks on ju v\u00e4iksemad. Sellise maja hind peaks kujunema suurema n\u00f5udluse t\u00f5ttu turu keskmisest veidi k\u00f5rgemaks ja r\u00e4\u00e4kimata soodsamatest \u00fclalpidamiskuludest.<\/p>\n<p>L\u00e4hematel aastatel kinnisvara kiiret hinnat\u00f5usu n\u00e4ha ei ole, laenukraanid p\u00fcsivad veel m\u00f5nda aega kinni. Kuid <strong>stabiilsus on v\u00e4\u00e4rtus omaette ning majaehitajale v\u00e4ga oluline oma plaanide elluviimisel.<\/strong><\/p>\n<p><em><br \/>\n<\/em><\/p>\n<p><em>Allikas: Majaehitaja.ee<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kinnisvara on nagu iga teinegi kaup, mille hind kujuneb n\u00f5udluse ja pakkumise tasakaalupunktis. Buumiaastatel oli n\u00f5udlus kinnisvara j\u00e4rele t\u00e4nud pankade<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[203,24,161],"class_list":["post-1382","post","type-post","status-publish","format-standard","hentry","category-est","tag-ehitamine","tag-majad","tag-turuhind"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Kinnisvara on nagu iga teinegi kaup, mille hind kujuneb n\u00f5udluse ja pakkumise tasakaalupunktis. Buumiaastatel oli n\u00f5udlus kinnisvara j\u00e4rele t\u00e4nud pankade lahtikeeratud laenukraanidele suur, samal ajal pakkumine v\u00e4ike. See viis kinnisvara hinna v\u00e4ga kiiresti \u00fclesse. Viimase 3 aastaga on Eestis eramute keskmised pakkumishinnad kukkunud lugu 40-50% ja n\u00fc\u00fcd on hinnad stabiliseerunud. 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