{"id":31917,"date":"2023-08-14T10:31:56","date_gmt":"2023-08-14T07:31:56","guid":{"rendered":"https:\/\/www.kinnisvaraweb.ee\/blog\/?p=31917"},"modified":"2023-08-14T10:31:56","modified_gmt":"2023-08-14T07:31:56","slug":"swedbank-pc-insurance-tegi-augusti-alguse-tormist-baltimaades-kokkuvotte","status":"publish","type":"post","link":"https:\/\/www.kinnisvaraweb.ee\/blog\/swedbank-pc-insurance-tegi-augusti-alguse-tormist-baltimaades-kokkuvotte\/","title":{"rendered":"Swedbank P&#038;C Insurance tegi augusti alguse tormist Baltimaades kokkuv\u00f5tte"},"content":{"rendered":"<p style=\"font-weight: 400;\">Swedbank P&amp;C Insurance ASi riskikindlustuse valdkonnajuhid <strong>Liina Laks<\/strong> ja <strong>Maria Lootsma<\/strong> tegid kokkuv\u00f5tte Baltikumi augusti alguses tabanud tormikahjustustest kindlustusseltsi vaatest.<\/p>\n<p style=\"font-weight: 400;\">Augusti alguse torm j\u00e4ttis endast maha m\u00e4rkimisv\u00e4\u00e4rseid j\u00e4lgi kogu Baltikumis. Nagu s\u00fcnoptik Kairo Kiitsak oma sotsiaalmeedia postituses kirjutas, siis hiidrahest ja tugevatest tuuleiilidest tingitud kahjustuste v\u00f6\u00f6nd oli ligi 400 km pikk, ulatudes Vilniuse k\u00fclje alt S\u00f5rve poolsaareni. Suurimad rahekamakad olid 7-9 cm l\u00e4bim\u00f5\u00f5duga. Tugevamad tuuleiilid k\u00fc\u00fcndisid \u00fcle 30 m\/s.<\/p>\n<p style=\"font-weight: 400;\">Swedbank P&amp;C Insurance ASis on seniseks kogu Baltikumis registreeritud \u00fcle 700 kindlustusjuhtumi, nendest enamik kodukindlustuse juhtumid, kuid kahjustusteta ei j\u00e4\u00e4nud ka s\u00f5idukid. Suurimaid kahjustusi p\u00f5hjustasid tormiga kaasnenud tuul ja rahe.<\/p>\n<p style=\"font-weight: 400;\">Enim sai tormikahjude k\u00e4est r\u00e4sida Leedu, kus ainu\u00fcksi kodukindlustuse avalduste esialgne kahjusumma k\u00fc\u00fcndib kokku 340\u00a0000 euroni ning s\u00f5idukite kahjusumma ligi 130\u00a0000 euroni.<\/p>\n<p style=\"font-weight: 400;\">Baltikumi vaates oli k\u00f5ige rahulikum olukord Eestis, kus kannatada sai eelk\u00f5ige Saaremaa piirkond. Eestis registreeritud kodu- ja s\u00f5idukikahjude esialgne summa kokku moodustab ligi 70\u00a0000 eurot. Kahjujuhtumite kogusumma suureneb t\u00f5en\u00e4oliselt veelgi kui kahjustuste ulatus ning remondiks ja parandusteks kuluv summa on l\u00f5plikult kindlaks tehtud.<\/p>\n<p style=\"font-weight: 400;\">Kodukindlustuse juhtumite n\u00e4iteid:<\/p>\n<ul style=\"font-weight: 400;\">\n<li>hoovis olev puu murdus ja kukkus aiamajale ja aiale.<\/li>\n<li>rahe l\u00f5hkus kasvuhoone klaasid terve kasvuhoone ulatuses.<\/li>\n<li>abihoone katus on rahe t\u00f5ttu auke t\u00e4is, akna klaasid purunesid ning hoones olnud esemed said veekahjustusi.<\/li>\n<li>rahe tekitas auke kinnistul asuvatele erinevate hoonete (eluhoone, garaa\u017e, k\u00f5rvalhoone, kuur, m\u00e4ngumaja, kasvuhoone, v\u00e4lik\u00f6\u00f6k, saun, kuur) katustele.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">Kaskokindlustuse juhtumite n\u00e4iteid:<\/p>\n<ul style=\"font-weight: 400;\">\n<li>tormiga kukkus puu autole peale, mille tulemisel l\u00e4ks s\u00f5iduk mahakandmisele<\/li>\n<li>rahe tekitas m\u00f5lgid auto katusele ja kapotile<\/li>\n<li>torm rebis katuselt lahti eterniidi, mis lendas vastu autot.<\/li>\n<li>rahe t\u00f5ttu sai kannatada s\u00f5iduki esiklaas<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">Selleks, et vara oleks enne j\u00e4rgmist tormi kindlalt kaitstud, soovitavad Swedbanki riskikindlustuse valdkonnajuhid Laks ja Lootsma, kui \u00fchest suust, kindlustuslepingud kindlasti aeg-ajalt \u00fcle vaadata ning vajadusel ajakohastada. Kindlustustingimused on seltsiti erinevad, seet\u00f5ttu tasub nendega p\u00f5hjalikult tutvuda ning valida v\u00e4lja v\u00f5imalikult laia kaitsega kindlustuslahendus. Kodukindlustuse lepingus tasub \u00fcle vaadata koduse vara- ja vastutuskindlustuse suurused. Eriti oluline on seda teha aastaid tagasi s\u00f5lmitud kindlustuslepingu puhul, sest praeguse inflatsiooni ja t\u00f5usnud hindade valguses ei pruugi see summa olla enam piisav kahjujuhtumi eelse olukorra taastamiseks. Swedbank P&amp;C Insurance kodukindlustuse omanikel, kelle kodu katusele on paigaldatud p\u00e4ikesepaneelid saavad olla mureta, sest ka need on hoonega koos automaatselt kindlustustatud.<\/p>\n<p style=\"font-weight: 400;\">Kui Sinu vara sai tormis kahjustada, kuid Sa pole veel kahjuavaldust esitada j\u00f5udnud, siis tee seda kindlasti esimesel v\u00f5imalusel. Swedbanki kodu- ja kaskokindlustuse omanikud saavad kahjuavaldust mugavalt esitada Swedbanki Internetipangas.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Swedbank P&amp;C Insurance ASi riskikindlustuse valdkonnajuhid Liina Laks ja Maria Lootsma tegid kokkuv\u00f5tte Baltikumi augusti alguses tabanud tormikahjustustest kindlustusseltsi vaatest.<\/p>\n","protected":false},"author":3,"featured_media":31920,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[624,320,226,451,66,758,141,140,524,421,670,89,477,26,369,547,564,312,52,716,625,557],"class_list":["post-31917","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-est","tag-auto","tag-baltimaad","tag-eesti","tag-eluhoone","tag-euro","tag-hind","tag-hoone","tag-kinnistu","tag-kodu","tag-kodukindlustus","tag-kook","tag-leedu","tag-leping","tag-maa","tag-maja","tag-ost","tag-rae","tag-saaremaa","tag-swedbank","tag-uus","tag-vara","tag-vilnius"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Swedbank P&amp;C Insurance ASi riskikindlustuse valdkonnajuhid Liina Laks ja Maria Lootsma tegid kokkuv\u00f5tte Baltikumi augusti alguses tabanud tormikahjustustest kindlustusseltsi vaatest. 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