{"id":4785,"date":"2012-12-06T08:00:09","date_gmt":"2012-12-06T05:00:09","guid":{"rendered":"http:\/\/www.kv.ee\/blog\/?p=4785"},"modified":"2020-12-29T00:14:07","modified_gmt":"2020-12-28T21:14:07","slug":"rikkaks-uuriaris-kas-osta-uurikorter-oma-raha-eest-voi-votta-laenu","status":"publish","type":"post","link":"https:\/\/www.kinnisvaraweb.ee\/blog\/rikkaks-uuriaris-kas-osta-uurikorter-oma-raha-eest-voi-votta-laenu\/","title":{"rendered":"Rikkaks \u00fc\u00fcri\u00e4ris: Kas osta \u00fc\u00fcrikorter oma raha eest v\u00f5i v\u00f5tta laenu?"},"content":{"rendered":"

\"Korter<\/a>K\u00e4siraamatu “Korter \u00fc\u00fcrile – n\u00e4rves\u00f6\u00f6v hobi v\u00f5i rikkuse allikas?<\/a>” autor ja \u00fc\u00fcrikoolituse<\/a> lektor T\u00f5nu Toompark annab n\u00f5u \u00fc\u00fcri\u00e4ri teemadel.<\/strong><\/p>\n

Kinnisvaraostu finantseerimise otsus s\u00f5ltub paljus investori taotlusest.<\/p>\n

Kui investori eesm\u00e4rk on s\u00e4\u00e4stmine ehk omakapitali v\u00e4\u00e4rtuse s\u00e4ilitamine, siis ei pruugi laenuraha leidmisega j\u00e4ndamine vajalik olla.<\/p>\n

Kui eesm\u00e4rk on maksimeerida kasumit ehk v\u00f5tta riske ja teenida v\u00f5imalikult palju tulu, siis tuleb finantsv\u00f5imenduse kasutamiseks paratamatult laenukapitali kaasata.<\/p>\n

Kaasatav v\u00f5\u00f5rkapital annab v\u00f5imaluse v\u00f5imendada omakapitali tootlust. Teisis\u00f5nu aitab laenuraha teenida omanikule t\u00e4iendavat tulu.<\/p>\n

Oluline on siin hoida silm peal rusikareeglil, et laenu intressim\u00e4\u00e4r ei l\u00e4heks k\u00f5rgemale vara tootlusest (ROA).<\/p>\n

Vastasel korral muutub finantsv\u00f5imendus negatiivseks. See t\u00e4hendab, et laenukapital ei aita tekitada tulu, vaid hoopis kulu.<\/p>\n

Loe rohkem praktilisi n\u00f5uandeid, kuidas eluruumide \u00fc\u00fcri\u00e4ris edukas olla k\u00e4siraamatust “Korter \u00fc\u00fcrile – n\u00e4rves\u00f6\u00f6v hobi v\u00f5i rikkuse allikas?<\/a>“, mille autorid on kinnisvaraanal\u00fc\u00fctik T\u00f5nu Toompark ja jurist Evi Hindpere. V\u00f5i tule \u00fc\u00fcrikoolitusele<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

K\u00e4siraamatu “Korter \u00fc\u00fcrile – n\u00e4rves\u00f6\u00f6v hobi v\u00f5i rikkuse allikas?” autor ja \u00fc\u00fcrikoolituse lektor T\u00f5nu Toompark annab n\u00f5u \u00fc\u00fcri\u00e4ri teemadel. Kinnisvaraostu<\/p>\n","protected":false},"author":2,"featured_media":4778,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[463,68,529,506,171,364,70,64,173,483,494],"class_list":["post-4785","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-est","tag-eluruum","tag-intress","tag-investor","tag-kasiraamat","tag-kinnisvarakool","tag-korter","tag-laen","tag-nouanne","tag-tonu-toompark","tag-uur","tag-uurikorter"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t