{"id":7368,"date":"2014-10-10T08:00:47","date_gmt":"2014-10-10T05:00:47","guid":{"rendered":"http:\/\/www.kinnisvaraweb.ee\/blog\/?p=7368"},"modified":"2020-12-29T00:14:35","modified_gmt":"2020-12-28T21:14:35","slug":"rikkaks-uuriaris-kas-osta-korter-uurileandmiseks-oma-raha-eest-voi-finantseerida-ostu-laenuga","status":"publish","type":"post","link":"https:\/\/www.kinnisvaraweb.ee\/blog\/rikkaks-uuriaris-kas-osta-korter-uurileandmiseks-oma-raha-eest-voi-finantseerida-ostu-laenuga\/","title":{"rendered":"Rikkaks \u00fc\u00fcri\u00e4ris: Kas osta korter \u00fc\u00fcrileandmiseks oma raha eest v\u00f5i finantseerida ostu laenuga?"},"content":{"rendered":"

\"Korter<\/a>K\u00e4siraamatu “Korter \u00fc\u00fcrile – n\u00e4rves\u00f6\u00f6v hobi v\u00f5i rikkuse allikas?<\/a>” autor ja Kinnisvarakjool O\u00dc\u00a0\u00fc\u00fcrikoolituse<\/a> lektor T\u00f5nu Toompark annab n\u00f5u \u00fc\u00fcri\u00e4ri teemadel.<\/strong><\/p>\n

Kinnisvaraostu finantseerimise otsus s\u00f5ltub paljus otseselt investori sisemisest taotlusest ja tema n\u00e4gemusest \u00fc\u00fcri\u00e4rist.<\/p>\n

Kui investori eesm\u00e4rk on s\u00e4\u00e4stmine ehk omakapitali v\u00e4\u00e4rtuse s\u00e4ilitamine, siis ei pruugi laenuraha leidmisega j\u00e4ndamine sugugi vajalik olla. Siis ehk piisabki vaba raha kinnisvarasse paigutamisest, et jooksvalt v\u00e4ikest \u00fc\u00fcriraha voogu nautida.<\/p>\n

Kui investori eesm\u00e4rk on maksimeerida kasumit ehk v\u00f5tta riske ja teenida v\u00f5imalikult palju tulu, siis tuleb finantsv\u00f5imenduse kasutamiseks paratamatult laenukapitali kaasata.<\/p>\n

Kaasatav v\u00f5\u00f5rkapital annab v\u00f5imaluse v\u00f5imendada omakapitali tootlust. Teisis\u00f5nu aitab laenuraha teenida omanikule t\u00e4iendavat tulu, mis ainult omakapitali kasutades saamata j\u00e4\u00e4ks.<\/p>\n

Piltlikult kirjeldades saab 50 000 euro omanik osta omavahenditest ainult \u00fche korteri. Kaasates koguinvesteeringust 50% ulatuses v\u00f5\u00f5rkapitali ehk laenu saab juba osta kaks samav\u00e4\u00e4rset korterit, mis m\u00f5lemad jooksvat \u00fc\u00fcritulu teenivad.<\/p>\n

Lihtsustatuna: kui laenuraha eest tuleb aastas tasuda n\u00e4iteks 5% intressi ehk 50 000-eurose laenu pealt 2500 eurot, siis seda \u00fcletav \u00fc\u00fcriraha on juba \u00fc\u00fcriinvestori kasum.<\/p>\n

Loe rohkem praktilisi n\u00f5uandeid, kuidas eluruumide \u00fc\u00fcri\u00e4ris edukas olla k\u00e4siraamatust “Korter \u00fc\u00fcrile – n\u00e4rves\u00f6\u00f6v hobi v\u00f5i rikkuse allikas?<\/a>“, mille autorid on kinnisvaraanal\u00fc\u00fctik T\u00f5nu Toompark ja jurist Evi Hindpere v\u00f5i tule Kinnisvarakool O\u00dc koolitusele<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

K\u00e4siraamatu “Korter \u00fc\u00fcrile – n\u00e4rves\u00f6\u00f6v hobi v\u00f5i rikkuse allikas?” autor ja Kinnisvarakjool O\u00dc\u00a0\u00fc\u00fcrikoolituse lektor T\u00f5nu Toompark annab n\u00f5u \u00fc\u00fcri\u00e4ri teemadel.<\/p>\n","protected":false},"author":2,"featured_media":7350,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[463,66,68,459,529,481,506,202,171,44,364,70,547,173,483],"class_list":["post-7368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-est","tag-eluruum","tag-euro","tag-intress","tag-investeering","tag-investor","tag-jurist","tag-kasiraamat","tag-kinnisvara","tag-kinnisvarakool","tag-koolitus","tag-korter","tag-laen","tag-ost","tag-tonu-toompark","tag-uur"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t