{"id":7482,"date":"2014-08-26T13:37:29","date_gmt":"2014-08-26T10:37:29","guid":{"rendered":"http:\/\/www.kinnisvaraweb.ee\/blog\/?p=7482"},"modified":"2018-10-05T09:45:36","modified_gmt":"2018-10-05T06:45:36","slug":"statistika-eluasemelaenude-jaagi-suurenemine-kasvatab-laenukoormust","status":"publish","type":"post","link":"https:\/\/www.kinnisvaraweb.ee\/blog\/statistika-eluasemelaenude-jaagi-suurenemine-kasvatab-laenukoormust\/","title":{"rendered":"Statistika: Eluasemelaenude j\u00e4\u00e4gi suurenemine kasvatab laenukoormust"},"content":{"rendered":"<p><strong>Eesti Panga andmetel oli Eesti eluasemelaenude j\u00e4\u00e4k 2014 II kvartalis 5,94 miljardit eurot.\u00a0Eluasemelaenude arv samal ajal oli 161 700. See teeb keskmiseks eluasemelaenu j\u00e4\u00e4giks 36 754 eurot.<\/strong><\/p>\n<p>Kui eluasemelaenude j\u00e4\u00e4k on aastaga kerkinud 1,7%, siis laenulepingute arvule on lisandunud aastaga 2%. Laenulepingute arvu kiirem kasv t\u00e4hendab, et keskmine laenuj\u00e4\u00e4k v\u00e4heneb v\u00e4ga aeglaselt.<\/p>\n<p>Elamispindade hinnad\u00a0on viimase aasta-kahega hoogsalt kerkinud ja tehingute arv on vaatamata korterituru m\u00f5ningasele langusele siiski veel \u00fclimalt aktiivne.\u00a0K\u00f5rgele kerkinud elamispindade hinnad sunnivad koduostjaid kaasama rohkem laenuressursse.<\/p>\n<p>Nii v\u00f5ime arvata, et l\u00e4hitulevikus j\u00e4tkab laenulepingute arv ja eluasemelaenude koguportfelli j\u00e4\u00e4k kasvu. Laenuj\u00e4\u00e4gi kasv olematu majanduskasvu tingimustes t\u00e4hendab \u00fcldise laenukoormuse suurenemist.- Seda ei tohiks aga hirmutavaks pidada, sest liikumistempod on aeglased ja lisaks on j\u00f5udsalt kasvanud Eesti keskmine palk.<\/p>\n<p>Allikas: T\u00f5nu Toompark , <a href=\"https:\/\/www.adaur.ee\/\" target=\"_blank\">adaur.ee<\/a><a href=\"https:\/\/www.kinnisvaraweb.ee\/blog\/wp-content\/uploads\/tagasimaksmisel-olevate-eluasemelaenude-keskmine-jaak-ja-arv.gif\"><img decoding=\"async\" class=\"aligncenter wp-image-7483 size-full lazyload\" data-src=\"https:\/\/www.kinnisvaraweb.ee\/blog\/wp-content\/uploads\/tagasimaksmisel-olevate-eluasemelaenude-keskmine-jaak-ja-arv.gif\" alt=\"tagasimaksmisel-olevate-eluasemelaenude-keskmine-jaak-ja-arv\" width=\"600\" height=\"365\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 600px; --smush-placeholder-aspect-ratio: 600\/365;\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Eesti Panga andmetel oli Eesti eluasemelaenude j\u00e4\u00e4k 2014 II kvartalis 5,94 miljardit eurot.\u00a0Eluasemelaenude arv samal ajal oli 161 700. See<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[226,497,555,166,66,524,364,527,70,297,486,477,369,310,547,234,173],"class_list":["post-7482","post","type-post","status-publish","format-standard","hentry","category-est","tag-eesti","tag-elamispind","tag-eluase","tag-eluasemelaen","tag-euro","tag-kodu","tag-korter","tag-kvartal","tag-laen","tag-laenujaak","tag-laenuleping","tag-leping","tag-maja","tag-majandus","tag-ost","tag-tehing","tag-tonu-toompark"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Eesti Panga andmetel oli Eesti eluasemelaenude j\u00e4\u00e4k 2014 II kvartalis 5,94 miljardit eurot. Eluasemelaenude arv samal ajal oli 161 700. See teeb keskmiseks eluasemelaenu j\u00e4\u00e4giks 36 754 eurot. Kui eluasemelaenude j\u00e4\u00e4k on aastaga kerkinud 1,7%, siis laenulepingute arvule on lisandunud aastaga 2%. Laenulepingute arvu kiirem kasv t\u00e4hendab, et keskmine laenuj\u00e4\u00e4k v\u00e4heneb v\u00e4ga aeglaselt. 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